Stress and mental conditions excluded from teachers' insurance cover?

I have had it reported to me that when a teacher is looking for critical illness insurance cover it is only available if mental conditions and stress-related illness are excluded.


I have not found any hard evidence to back this up yet, but would like to know if anyone has had cover refused unless these exceptions are included. I'm particularly interested in teachers but would welcome responses from those in other occupations.  Please contact me if you have taken out critical illness cover with or without the exceptions.   Any responses will be treated in the strictest confidence.  I would only be interested in using anonymous data.


Please comment below or, to protect any personal data you may not wish to include on a public site, email responses to john@teachermentalhealth.org.uk


You can return to my site here http://teachermentalhealth.org.uk/

Are UK teachers more likely to commit suicide than those in other countries?

My previous posts on teacher suicide have prompted me to do some more investigating.


When you search the internet for 'OFSTED' and 'suicide' this throws up a number of stories about teachers who have committed suicide and where OFSTED has been identified as a factor leading to the suicide.  Other work-related causes also feature in reports of teacher suicides.


I wondered if anyone had explored trends in teacher suicides to see if there were any common occupational  factors emerging. In my attempt to do this, I contacted the Centre for Suicide Research at Oxford University.


They advised me that "Coroners’ records are highly confidential and, from our own experience, it is very difficult to get the information required." However, they also sent me some research about suicides amongst different occupations in Denmark.


The research is concerned mainly with medical professionals but teachers are used as a 'control' occupation which allows us to see how teacher suicides in Denmark compare with the average for 'all occupations'.  Interestingly, in Denmark, teachers are LESS likely to commit suicide than 'all occupations'. Teacher suicide rates there are around 80% of the 'all occupations' rate.  In contrast, we know in the UK that teacher suicide rates are around 40% higher than for 'all occupations'. 


It is clear that further inquiry will be needed to draw any firm conclusions.  If worldwide teacher suicide rates were fairly consistent that would be unsurprising.  If they vary significantly, that prompts some investigation into the different expectations of teachers in different countries.


I now intend to investigate the differences between employment expectations in Denmark and the UK.  UK teachers often cite oppressive accountability systems and unmanageable work demands as major causes of work stress. These are two areas to consider in any comparison of teaching in Denmark and the UK.


I also think that there needs to be more investigation into the occupational causes of teacher suicides.  It isn't enough to cite the confidentiality of coroner's records as a reason for not looking at this in more detail. I have asked my MP, Vernon Coaker, to ask some ministerial questions about teacher suicide trends and am awaiting a response from him.


When I have more to say, I'll blog again.


You can return to my website here: http://teachermentalhealth.org.uk/

The Tragic Consequences of Teacher Stress

On Wednesday evening I received a call from BBC Radio York. It was the kind of request I get from time to time; would I be interviewed on their breakfast show the following day about teacher stress? 

That day there had been the inquest of a Harrogate teacher, David Charlesworth, who had tragically set fire to himself because of anxiety about pupil results. This was one of those events that inevitably precipitates media interest in a subject they are happy to ignore for most of the time. I don't know the details of this case and would not want to comment on it specifically, but what I do know is that teacher suicide, whilst mercifully rare, is steadily rising.

I have commented on this rise before.  Because numbers are small, there tends to be a fluctuation in numbers from year to year but teacher suicides are gradually rising since 2001.(Source - Office for National Statistics)

Whenever there is a suicide the coroner reports on the individual case.  In the case of teachers, work-related stress, and particularly that caused by OFSTED, is becoming a common feature of such reports. 

The fact that some teachers take their own lives because of work shows how serious the consequences of work stress can become. However, we know this is the grim tip of a very large iceberg. We know that thousands of teachers each year become ill because of work-stress. Of these, many choose or are forced to leave the profession through illness; but that is not news.  To hit the headlines something dramatic has to accompany their illness; like a suicide or a serious attack on a pupil.

One fact that does often emerge is that teachers who become seriously ill are viewed as being very conscientious.  They are usually well thought of by those they teach and the school community.  This is true of most other teachers who become ill, not just those who go on to take their own lives.

It is clear that the Government intend, through agencies like OFSTED, to put teachers under immense pressure at work.  The the head of OFSTED, Michael Wilshire, is on record as saying  "If anyone says to you that 'staff morale is at an all-time low' you know you are doing something right." 

The Government and OFSTED premise seems to be, put teachers under enough pressure and this will raise standards in schools.  They are happy to accept that this policy will drive teachers from the profession but I think they believe that they are simply driving out the weak or lazy ones. In fact it is some of the best teachers who become ill and leave.  These are the ones who attempt to chase the impossible demands placed on teachers. 

This policy results in around 38,000 new teachers being required each year to replace those lost.  The estimated cost of such recruitment and training being about £750million.

This policy is a disaster economically, and does not raise standards in schools. The evidence indicates exactly the opposite.  Schools that give high priority to tackling stress have lower staff absence, lower staff turnover and higher standards. (Source - Teacher Wellbeing)  

Worst of all is the human cost. Thousands of teachers are made seriously ill, often wrecking their lives, and in the worst cases this leads to suicides like that of David Charlesworth.


You can return to my website here: http://teachermentalhealth.org.uk/